Locke on 4th
Waterloo, IA
Posted May 15, 2026 Checked August 30, 2026
Read this home's price list1519 W 4th St., Waterloo, IA 50702
Direct cremation
$2,010
The middle price in Iowa is $2,605.
The home posts $1,990. With one certified copy, $2,010.
How this adds up
| "Direct Online Simple Cremation" | $1,990 |
|---|---|
| 1 certified copy of the death certificate | $20 |
| Sum | $2,010 |
This covers transfer from a Black Hawk County hospital or Care Center, online arrangements including vital statistic information, authorizations, and payment, obtain required authorizations and Iowa Medical Examiner permit, prepare and file necessary certificates, refrigeration and cremation, positive identification by photo and obituary and photo on the funeral home website. It does not cover mileage beyond the distance this list includes and additional certified copies of the death certificate beyond what the figure above already includes, which are priced one at a time. The county permit fee belongs to the county where the death occurred, not the county where the funeral home is, so pick that county below or ask the funeral home. Any sales tax is approximate, so ask the funeral home for the exact amount.
The figure above adds one certified copy of the death certificate at $20 to this home's own price.
What this home's price covers
- transfer from a Black Hawk County hospital or Care Center
- online arrangements including vital statistic information, authorizations, and payment
- obtain required authorizations and Iowa Medical Examiner permit
- prepare and file necessary certificates
- refrigeration and cremation
- positive identification by photo
- obituary and photo on the funeral home website
What this home's price does not cover
- mileage beyond the distance this list includes
- additional certified copies of the death certificate beyond what the figure above already includes, which are priced one at a time
This price is the home's own package, the one it calls "Direct Online Simple Cremation".
This list charges by the mile once the drive passes the distance its price covers. How far that is for a family is not something this figure can know, so no amount for it is in the total. The list says: "2. Additional mileage for non-local removal $3.15 per mile."
The median across Iowa is $2,605, from 17 posted price lists we have read.
Cremation with service
We could not confirm a price for this service from this home's price list, dated May 15, 2026, so please check the list itself or ask them directly.
Immediate burial
We could not confirm a price for this service from this home's price list, dated May 15, 2026, so please check the list itself or ask them directly.
Burial with graveside service
$6,420
The middle price in Iowa is $6,395.
This covers basic services of the funeral director and staff, and overhead, transfer of the deceased into the funeral home's care, dressing, casketing and cosmetizing, a hearse, service vehicle and use of facilities and staff for a graveside service.
How this adds up
| "Services of Staff ($3960)" | $3,960 |
|---|---|
| "*1. Transfer of the Remains to our Care." | $865 |
| "*a. Dressing, cosmetics, and placing remains in casket." | $175 |
| "*1. Hearse" | $685 |
| "*2. Other Automotive Equipment" | $165 |
| "Graveside Service Only. Includes staff, setup and direction of" | $550 |
| 1 certified copy of the death certificate | $20 |
| Sum | $6,420 |
It does not cover a casket. Any sales tax is approximate, so ask the funeral home for the exact amount.
The figure above adds one certified copy of the death certificate at $20 to this home's own price.
What this home's price covers
- basic services of the funeral director and staff, and overhead
- transfer of the deceased into the funeral home's care
- dressing, casketing and cosmetizing
- a hearse
- service vehicle
- use of facilities and staff for a graveside service
What this home's price does not cover
- a casket
Sales tax is not included in this figure. It varies by location and by what is taxed, so ask the funeral home for the exact amount.
The median across Iowa is $6,395, from 13 posted price lists we have read.
Traditional funeral service
$8,310
The middle price in Iowa is $8,235.
The home posts $8,290. With one certified copy, $8,310.
How this adds up
| "Gathering and Celebration" | $8,290 |
|---|---|
| 1 certified copy of the death certificate | $20 |
| Sum | $8,310 |
This covers all of the Services that the Funeral Home Provides that are in blue and marked with an asterisk on pages 4 and 5. Services of Staff ($3960), care of the Body and Embalming ($1950), visitation the day before the service at the funeral home ($680), funeral Service ($1015) and automotive Equipment ($685). Any sales tax is approximate, so ask the funeral home for the exact amount.
The figure above adds one certified copy of the death certificate at $20 to this home's own price.
What this home's price covers
- all of the Services that the Funeral Home Provides that are in blue and marked with an asterisk on pages 4 and 5. Services of Staff ($3960)
- care of the Body and Embalming ($1950)
- visitation the day before the service at the funeral home ($680)
- funeral Service ($1015)
- automotive Equipment ($685).
This price is the home's own package, the one it calls "Gathering and Celebration".
Sales tax is not included in this figure. It varies by location and by what is taxed, so ask the funeral home for the exact amount.
The median across Iowa is $8,235, from 15 posted price lists we have read.
These prices do not include a casket. The casket is chosen and priced separately at the funeral home.
5 other packages this home posts
3. TRIBUTE PACKAGE
$8,270
This list does not say what the package covers, so ask the funeral home what is in it.
How this adds up
| "3. TRIBUTE PACKAGE" | $8,250 |
|---|---|
| 1 certified copy of the death certificate | $20 |
| Sum | $8,270 |
It does not cover what this package covers. Any sales tax is approximate, so ask the funeral home for the exact amount.
The figure above adds one certified copy of the death certificate at $20 to this home's own price.
What this home's price covers
- the price the home posts for this service
What this home's price does not cover
- what this package covers
This package includes a weekday service before 2:00 and a casket. It is a savings of
$925
It does not cover what this package covers.
How this adds up
| "This package includes a weekday service before 2:00 and a casket. It is a savings of" | $905 |
|---|---|
| 1 certified copy of the death certificate | $20 |
| Sum | $925 |
Any sales tax is approximate, so ask the funeral home for the exact amount.
The figure above adds one certified copy of the death certificate at $20 to this home's own price.
What this home's price does not cover
- what this package covers
4. Memorial Packages are available from
$360
This list does not say what the package covers, so ask the funeral home what is in it.
How this adds up
| "4. Memorial Packages are available from" | $340 |
|---|---|
| 1 certified copy of the death certificate | $20 |
| Sum | $360 |
It does not cover what this package covers. Any sales tax is approximate, so ask the funeral home for the exact amount.
The figure above adds one certified copy of the death certificate at $20 to this home's own price.
What this home's price covers
- the price the home posts for this service
What this home's price does not cover
- what this package covers
a. Direct Donation
$5,210
The home posts $5,190. With one certified copy, $5,210.
How this adds up
| "a. Direct Donation" | $5,190 |
|---|---|
| 1 certified copy of the death certificate | $20 |
| Sum | $5,210 |
What is in it is listed below in the home's own words. Any sales tax is approximate, so ask the funeral home for the exact amount.
The figure above adds one certified copy of the death certificate at $20 to this home's own price.
What this home's price covers
- includes limited services of staff
- transfer to funeral home from Black Hawk County
- transportation to Iowa City.
- visitation or memorial services.
b. Direct Donation with Memorial Service
$6,215
The home posts $6,195. With one certified copy, $6,215.
How this adds up
| "b. Direct Donation with Memorial Service" | $6,195 |
|---|---|
| 1 certified copy of the death certificate | $20 |
| Sum | $6,215 |
What is in it is listed below in the home's own words. Any sales tax is approximate, so ask the funeral home for the exact amount.
The figure above adds one certified copy of the death certificate at $20 to this home's own price.
What this home's price covers
- memorial services, and transportation to Iowa City.
- locke Funeral Services
- covering the Cost of Funeral Expenses
- many people plan ahead for their last rites and the costs associated with them. Financially, their plans
- may include a prepaid funeral plan, life insurance, savings or investments. For others death comes
- unexpected and without the opportunity to plan or prepare.
- it is important to be realistic about funeral expenditures. We do not want anyone to spend more than
- payments to others on your behalf is due at the time arrangement for the services are made. We know
- costs of other arrangements. We will discuss with you the options we have for payment of these costs.
- —Pre-funded funeral arrangements
- charges a fee of 3.9% of the Assignment amount.
- after the Services
These figures are ballparks for comparing homes, not quotes.
These figures are assembled from this home's own posted price list, and each one is rounded up to the next $5. Treat them as a way to compare homes, not as a quote. Only the funeral home can quote you.
What the county fee is
This fee is charged by the county where the death occurred, not the county where the funeral home is. The amount for this state is not on file here, so ask the funeral home.
In this list: in IL, Cook County at $150 and 101 counties at $100; in MN, 10 counties charging no fee; in MO, 12 counties charging no fee. A county not in this list charges something too; ask that county or the funeral home.
The counties of the states this one touches are in the list too, each one labeled with its state, because a death does not stop at a state line.
Certified copies of the death certificate
One certified copy of the death certificate is included in every figure on this page.
This home's list does not post a price for a certified copy of the death certificate. Iowa charges $20 for one, so that is the figure below. This is what the record itself costs. Ask the funeral home whether it charges anything to order them for you.
How many certified copies do you need?
Most families need more than one. Raising the count raises every figure on this page.
One certified copy is $20.
Nobody can tell you how many you will need. Banks, insurers, and pension offices each tend to want their own, so families commonly order several. Set the count and the line says what that comes to.
Tax is always approximate. Ask the funeral home for the exact amount.
Where to look next
What the other funeral homes in Waterloo charge
The closest funeral homes whose posted prices we also hold:
- Locke at Tower ParkWaterloo, IA
- Locke Garden View ChapelWaterloo, IA
- Parrott & Wood Funeral Home WaterlooWaterloo, IA
The same question, answered for every Iowa home we have read:
- How much does cremation cost in Iowa?
- How much does a burial with a graveside service cost in Iowa?
- How much does a traditional funeral cost in Iowa?
If a term on this page needs explaining: